Fast, flexible business financing—up to $500,000

See available options in as little as 24 business hours after we receive a complete application and required documents.

Simple Requirements

Applicant must be at least 18 years old

U.S.-based registered business (LLC or corporation)

12+ months in business

$200,000+ annual business revenue (typical minimum)

No Start-ups

A Simple 3-Step Process

1. Complete Application

Share a few details about your business. It typically takes just a few minutes.

2. Fast Approval

Why should you wait weeks? Get a decision quickly so you can take action.

3. Fundings

Why should you wait weeks? Get a decision quickly so you can take action.

MEET lola & james

-Flower SHop Owner

"Seasonal demand can spike fast. I needed additional working capital to stock inventory and cover operating expenses. The process was straightforward, and I was able to move quickly once my documentation was submitted.."

Common Ways Businesses Use Financing

Business owners use financing for many reasons. Common uses include:

Payroll and day-to-day operating expenses

Inventory purchases for busy seasons

Equipment and vehicle upgrades

Renovations or build-outs

Marketing and customer acquisition

Hiring and training

New location expansion

Cash-flow smoothing and working capital

TESTIMONIALS

Real Businesses. Real Results. Here’s What Our Clients Are Saying:

“I completed one application and got clear next steps. Once everything was submitted, the process moved faster than I expected and helped us expand seating ahead of the season.”

Maria L. - Miami, FL
Restaurant Owner – Expansion Funding

“Traditional options weren’t a fit for my situation. I appreciated having a straightforward process and a provider that evaluated my business based on more than just a single factor.”

Reginald J. - Dallas TX
Trucking Business – Working Capital

“I was hesitant about applying online, but the steps were simple. After submitting the requested documents, I was able to move forward and update my space.”

Corline S. - Fort Lauderdale, FL
Salon Owner – Renovation Loan

“Peak season comes fast. This gave me additional flexibility to stock inventory and manage operations when demand increased.”

James P. - Chicago, IL
E-Commerce Brand – Inventory Financing

“The process was clear and organized. Having access to equipment financing helped us take on larger jobs.”

Andre D. -Atlanta, GA
Construction Company – Equipment Loan

“I wanted to expand and hire. Getting matched with a provider and understanding the terms upfront made planning easier.”

Lidia L. -Houston, TX
Nail Salon – Expansion Capital

Testimonials reflect individual experiences and are not a guarantee of future results.

Clearwater Business Funding is not a lender and does not make credit decisions. We connect business owners with independent funding providers. Submitting an application does not guarantee an offer. Offer availability, amounts, rates, terms, and funding timelines vary by provider and eligibility.

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